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HJ and I have lived in 3 places (yup, and he is only 3).  I first brought him home to our cute, 2 bedroom apartment in West Des Moines.  Monthly rent: $805, without utilities.

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Then we moved towns.  To a college town.  College towns have expensive rentals, and the rentals are usually run-down.  We moved to this 2 bedroom duplex:

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Rent was $850 a month.  Because it was old, utilities cost about $250/month.  And it was filthy.  We spent days cleaning when we first moved in.  I knew I was losing money by renting, so with-in 6 months, I started house hunting.

Those of you who have been following me a while know that about a year and a half ago, I moved into a new house (that I own…yup, I am a big kid). You may also remember when I started House Hunting.

Buying a home can be a stressful process.  The houses in my price range were all older, and I feared the upkeep would be expensive.   Plus, the closets were small.  I don’t deal well with small closet space.

That is when I decided to look into building.  Within 5 months, we were moving into our very own, and very beautiful home sweet home.

I loved it.  I loved that I got to customize the floor plan, like adding a pantry in the kitchen and a walk-in closet in the master bedroom.  I loved that I didn’t have to worry about updating a room.  I loved that my utility bills have been cut in half!

I was able to get a modern floor plan that is open, perfect for entertaining.  I was able to put my own spin on things like flooring and cabinets.  And best of all?  My mortgage was less than my rent.  By almost $200 a month!

After all I learned, I strongly encourage people to check their markets.  It might be more cost-effective to buy a house rather than to rent.

I currently have some friends house hunting, and I have suggested talking to builders and see what a new construction home would cost.  You can find information on new houses at BHI’s Start Fresh Buy New.  You might be surprised at the cost, and then you can get a beautiful new house…with large closets.

I was selected for this opportunity as a member of Clever Girls Collective, and the content and opinions expressed here are all my own.

3 Thoughts on “Buying a Home

  1. Unfortunately as a single mom on one income it’s often very difficult to put money aside to “save”. I try my best but fear it will never be possible to have enough to buy my own home 🙁 Any advice?

    • Ugh, I know the feeling. When we moved, I took a large pay cut. Since then, I rarely make it to the end of the month with money in the bank. Sorry, no good advice from me! If only we could come up with a million dollar idea…

  2. YES! Buying a home is definitely the way to go. We were paying $1000 in rent + utilities and now I don’t even think we get close to that with our mortgage + utilities! It’s truly amazing!

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